Category Archives: Loan Article

How To Get A Bank To Modify Your Home Loan

Lots of people are looking to Modify Your Home Loans in one of several ways, but not a lot of people know exactly what they have to do to start the process. Remember, there are actually several different ways a home loan can be modified. And while the government is encouraging banks and homeowners to work together, there’s been… Read More »

Home Equity Loans Are Difficult To Get From Banks Right Now

When most people think of a home loan they think of a mortgage, which is a large loan from a bank that makes it possible for most people to buy a home. Mortgages are usually hundreds of thousands of dollars and are designed to be paid over 30 years. When people talk about modifying a home loan, they are… Read More »

Will 2021 Be A Good Time To Get A Home Loan?

It’s been a rough year and a half for almost everyone in the housing industry Home Loan as well as those of us who are looking to sell or buy a new home. Despite record-low mortgage interest rates, stabilizing home values and even the home buyer tax credit many people have simply not been able to secure a… Read More »

Credit Reports and Credit Scores In 2021

Whether you’re starting out in the professional world or you’re looking for a fresh start, it’s important to know about credit reports and credit scores and how much they affect everyday life for most people. Your credit score can affect the kind of house you can buy, the apartment you can rent, the job you get, the school… Read More »

How To Improve Your Credit Score 2021

Once you know how credit scores and credit reports work, you’re going to want to probably go about finding ways to improve your own credit score so that you can qualify for a larger mortgage with better loan terms. The credit scoring companies keep their exact formula for credit scoring a secret, but there are some ways that most… Read More »

When Should You Walk Away From Your Home

With the Home market bottoming out there has been lots of talk and media coverage of people simply walking away from their homes and mortgages and letting the banks repossess their homes instead of trying to pay the full inflated price. Most people look to leave their homes when they owe more money on their mortgage than their… Read More »

Home Loans and Foreclosures

It’s looking Foreclosures as though this year is on track to top last year for the number of likely foreclosures that are going to occur in the United States. While this is not very good news for the people whose mortgage is now months past due, this can be a potential opportunity for first-time homebuyers and people who… Read More »

How To Take Advantage of the Housing Crisis

We all know that for the past several years the housing market, and likewise the home loan lending market, has taken a substantial hit. Home values have been dropping for years, banks have severely tightened their mortgage approval requirements and the one thing that could really help the housing market – and increase in jobs – has yet… Read More »

The Energy Efficient Mortgage

One of the newest mortgage products available these days is called an EEM or Energy Efficient Mortgage. Energy Efficient Mortgages are mortgages that are designed to encourage people to buy new energy-efficient homes or to buy homes that have energy-efficient improvements by crediting for the energy-saving measures in the home. In other words, an EEM will allow a buyer to qualify… Read More »

Getting a Pre Approved Mortgage Loan

For home buyers, there has not been a better Mortgage Loan time to go house shopping in the past several years. Falling home values, an increase of homes available on the market and record-low mortgage rates have made it a buyer’s market when it comes to houses. But whether you’re a first time home buyer, you’re looking to… Read More »